Insuring a Bright Future

A deductible is a predetermined amount that you're responsible for paying out-of-pocket before insurance start covering some of the medical cost.

Upon birth parents should place some type of coverage on their kids. Once you become the legal age of 18 you can now acquire life insurance on your own based upon needs, goals and affordability.

Once they are 3 months outside of their 65th birthday; became eligible for disability for 24 months or End Stage Renal Disease.